Health & Life
Insurance Made Simple

Protect your health, your income and your
family's future with personalised insurance
solutions designed around your needs
and budget.

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Comprehensive Coverage Solutions

We help individuals, families, and business owners navigate insurance options with clarity and confidence.

Individual & Family
Health Insurance

Affordable medical coverage tailored to your healthcare needs, provider preferences, and monthly budget.

Life Insurance

Protect your loved ones financially with life insurance solutions designed for long-term security and peace of mind. Guaranteed Universal Life and Indexed Universal Life policy after stability.

Employer & Small
Business Benefits

Customized employee benefits solutions that help businesses attract and retain quality talent.

Supplemental
Coverage

Additional protection through dental, vision, critical illness, accident, and hospital indemnity plans.

Health Insurance Options for Every Stage of Life

Individual Health Plans

Flexible coverage options for individuals and families seeking quality healthcare protection.

ACA Marketplace Plans

Guidance through marketplace enrollment, subsidies, and plan comparisons.

Short-Term Medical Plans

Temporary coverage solutions for transitional periods or coverage gaps.

Travel/International Health Insurance

Whether someone is in US and traveling abroad or someone from Abroad needs coverage in US. We have solutions for everyone.

Dental & Vision Plans

Affordable supplemental plans to help reduce out-of-pocket costs.

Self-Employed Coverage

Guidance through marketplace enrollment, subsidies, and plan comparisons. Nationwide PPO plans.

Family Coverage Solutions

Plans designed to protect your entire household while managing costs effectively.

Group Employer plans

Build a competitive benefits package that cares for your most valuable asset: your people. Discover our tailored employer group plans designed for businesses of all sizes.

Life Insurance That Protects What Matters Most

Term Life Insurance

Affordable protection for a specified period with flexible coverage amounts.

Whole Life Insurance

Permanent coverage that builds long-term financial value and stability.

Final Expense Insurance

Help reduce the financial burden of funeral and end-of-life expenses for your loved ones.

Why Clients Trust SparkTrad

How We Help You Find the Right Coverage

What Our Clients Say

Our team

Meet the people who get the job done

Peter Bowes

Founding Partner

Michelle Watkins

Partner

Leo Greig

Associate

Haris Rice

Associate